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Google Pay Now Supports UPI Payments Over NFC

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Google Pay is adding support for UPI (Unified Payments Interface) transactions over NFC in India. If you have a UPI account configured on Google Pay in your NFC-enabled smartphone, you can now easily and quickly make contactless payments for purchases at merchant establishments. UPI is an instant real-time payment system facilitating inter-bank transactions in India.

According to a Google support page, the Google Pay app will open automatically when you hold your phone near to a compatible NFC terminal, given you meet the prerequisites and your phone is unlocked. You can then enter the amount you want to transfer followed by the UPI pin to complete the transaction. You will be notified once your payment is successful.

Google says only Pine Lab terminals are supported currently for UPI payments over NFC (via). However, we can expect more NFC terminals to come onboard in the near future.

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Google Pay UPI payments become easier and faster in India

Google Pay is one of the most popular online payment apps in India, so much so that it is almost synonymous with UPI – the very platform it is based on. Formerly called Tez, the app keeps gaining new features every now and then. In April last year, the Indian version of Google Pay gained support for debit and credit card payments over NFC. Now, with the latest update, UPI payments have become as much easier as well.

Currently, making UPI payments for purchases at merchant establishments via Google Pay requires you to scan a QR code or manually type in a UPI ID. Both these methods are cumbersome and take more effort. Of course, you can still use your debit or credit card to make payments over NFC via Google Pay. The app currently supports Visa credit and debit cards from Axis, SBI, Kotak, and HDFC banks. It also supports HSBC Visa credit card cards.

However, if your card is not supported or you don’t want to store your card information in the app, UPI is the best solution. UPI works with all major banks in India. And with NFC support for UPI payments, things get a whole lot better. Of course, your phone must have an NFC chip for all this to work. And needless to say, you need to turn on NFC as well.

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It’s unclear though whether the new feature is already live nationwide or Google is just starting the rollout. Nonetheless, Google Pay UPI payments have now become a lot easier and faster in India, thanks to NFC support.