Level Money: New Android App, Is A Digital Money Meter That Budgets Your Money Electronically

Just three months after their popular iOS version was released, Level has brought out their Android version of their "digital wallet" application.  Level is a simple concept that handles the important task of helping the user to budget their finances, without the use of a computer, spreadsheet, or complicated graphs - you do it all with your smartphone and in the palm of your hand.  The setup is a simple three-step process - Create a profile, Link to your bank accounts, and lastly Calculate your cash flow.  Level takes your estimated income, next it will deduct your recurring bills and recommended savings each month, leaving a balance that lets you know how much money you have as surplus to either save or pay down other balances.

Level is the digital equivalent of opening up your wallet and looking inside to see how much money you have to spend.  It has a real-time money meter that automatically updates your spendable cash as you make purchases each day, week, and month.  No budget or categories are required, no reason to do mental math, or a budget spreadsheet to keep on top of your finances.  You can use Level with confidence that your bank account and credit information is secure, as the program uses bank-level encryption and high privacy standards.

Level is designed to secure the future of our next generation in the 18 to 35 age range who are always on the go, always spending, and hates to be bothered with budgeting.  With Level it is easy to keep your finances on track by glancing at your smartphone - and tries to help them put away some money for that inevitable rainy day.  Level's goal "is to create a fully-integrated, next-generation financial services company designed for the 21st century."  We use our smartphones for so many things, why not for helping us to watch our spending, and by using the "quantified self" approach toward finances, it eliminates the need for a traditional budget.

Level says their program works like a "financial GPS," guiding you from where you are now to where you want to be and making it easier to stay on track when you know how much money you have to actually spend.  Level tries to make it easy to save money by helping the user setup some long-term goals - something else that many young people just do not like to deal with.  By using Level, it automatically tracks cash flow and provides insights about your spending - a kind of do-it-yourself approach to your personal finances.

Take a tour on their website and see if Level is the money program for you. It looks a lot like PNC's Virtual Wallet, but is in real-time and the entire program is on your smartphone, ready for you to take a look "inside your wallet" to see where your cash flow stands.  Let us know on our Google+ Page if you have tried Level or if it sounds like something that would interest you, and click on the button below to jump straight to their app in the Play Store for a free download.

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About the Author

Cory McNutt

Senior Staff Writer
Cory has written for Androidheadlines since 2013 and is a Senior Writer for the site. Cory has a background in Accounting and Finance and worked for the FBI in the past. From there he pursued his Masters in English Literature. Cory loves Android and Google related technology and specializes in Smartphone Comparisons on our site. Contact him at [email protected]