Heard those rumors about Froyo with Sense coming to an HTC Incredible near you? Somebody's been leaking. Not leaking the rumors, leaking the actual operating system.
Take a look! This should give you everything you need to install Android 2.2 on your Incredible, provided you can follow the directions... and can understand them.
The ZIP file comes from XDA Developers Forum, and they're happy to tell you what you can do with it. They do warn that if you do it wrong, you can end up with a brick. Plus it has bugs.
But... it's Froyo! And you won't have to wait!
Or you can just keep checking your phone's status and see if it looks more like this:
Source: Android Central